Recent Posts in Compensation Category

If you have recently suffered an injury due to malpractice or negligence, you are probably wondering whether or not you have grounds to file a lawsuit for compensation.  You are also probably wondering how much your personal injury claim is worth. This is a question we get asked a lot, and it’s always a difficult one to answer without having reviewed the facts of your case. 

The biggest factor that is taken into consideration when determining how much a case is worth is the extent of your injuries, and they will affect your life in the immediate future and in years to come.  Naturally, claims involving minor injuries are worth less than claims involving serious injuries, such as amputations, permanent disability, brain injuries, paralysis, etc.  Other factors that are often taken into consideration include:

• If there was any property damage
• Which person or persons is at fault for the accident
• The degree to which each person involved was at fault

This last point is important.  North Carolina is still a contributory negligence state, which means that if you are even partially at fault for the accident you will be extremely limited in the amount of compensation you can recover. 

If you have been injured in an auto accident, it is essential that you see a doctor right away if you wish to obtain a large recovery.  The amount of compensation you ultimately recover is based largely on the extent of your injuries.  The only way to know the full extent of your injuries is by seeing a doctor right after your accident and following through with any treatments or therapies he or she prescribes.

Beware of Insurance Adjusters

Often times an adjuster from the other party’s insurance company will try to get you to settle your claim before you are finished with your medical treatment.  These people are very persuasive, and may even tell you that the amount they are offering is the most you could expect to receive if you were to take your claim to trial.  Do not fall for their tricks. Insurance companies are greedy corporations, interested in making as much money as possible while compensating accident victims for as little as possible.  Believe us when we say they will do everything they can to try and get you to settle your claim for less than it’s worth. 

If you are being contacted by an insurance adjuster, do not make any statements or agree to sign anything.  Instead, contact an experienced North Carolina auto accident lawyer at Lanier Law Group.  The reason these insurance adjusters try to get you to settle your claim early is because they don’t want to pay the full amount for your injuries.  By refraining from speaking with these people and holding off on filing a claim until you are finished with your medical care, you will know the full extent of your injuries, how much compensation you should ask for, and can pursue your claim for maximum compensation!

Interested in learning more? Contact a North Carolina auto accident attorney at Lanier Law Group today!

Injured in an automobile accident?  Wondering how you will pay for your medical bills and property damage? 

If you have been injured or involved in an auto accident, your automobile insurance is an effective tool for recovering the cost of your medical expenses and damage to your vehicle.  At Lanier Law Group, an experienced North Carolina auto accident lawyer can sit down with you to review your insurance policy to determine not only the type of coverage you have, but also how you can use your insurance to the fullest extent.

Depending on your insurance policy, you may have this optional coverage that you should take advantage of:

• Medical Payment Coverage: This type of coverage will pay you for your medical bills up to the pre-selected coverage amount. This type of coverage can be used even if you use your health insurance.
• Uninsured/Underinsured Motorists Coverage:  The coverage will compensate you for your injuries if the other driver does not have sufficient insurance coverage to cover the cost of all of your injuries. 
• Collision Coverage: If the responsible driver’s insurance company is slow to accept liability for the accident and pay for the damage to your vehicle, then you can apply your collision coverage.  You will have to pay the deductible, but once the other party finally accepts liability you will be reimbursed.

Contact an Experienced North Carolina Auto Accident Lawyer

After an accident, it’s important to contact an auto accident attorney who can help you understand your rights and options under your insurance policy.  Trust us when we say the insurance company is not your friend.  They will try to avoid paying you for your accident at all costs.  At Lanier Law Group, we have represented countless auto accident victims throughout North Carolina, and can help you take full advantage of the various options under your insurance policy.

To learn more, please fill out this free case evaluation or simply click here to contact an experienced North Carolina auto accident lawyer at our office today!