Alternatives to Social Security Disability Benefits

Posted on Jan 5, 2010 3:42pm PST

Social Security Disability Insurance benefits are available to people who have suffered a total disability, and are now no longer able to work. If you are planning to file for Social Security disability benefits, it's in your best interest to hire an attorney to represent you during the application process. Not all people who apply for these benefits will be approved. While you can file an appeal if your petition has been denied, there are several alternatives to these benefits that you might be able to take advantage of:

A workers' compensation claim: If you suffered an injury while at work or as a result of repetitive work duties, you can seek medical and financial benefits through the North Carolina workers' compensation system. Unlike other types of injury claims, you do not need to establish fault in order to be eligible for workers' comp benefits. As long as your injury occurred while you were working or as a result of your job, you should be awarded workers' compensation benefits.

A personal injury claim: If your injury was caused by another person's negligent or reckless actions, you have the right to sue that individual in a personal injury lawsuit. For example, if you suffered an injury after falling on another person's property, and you can prove the property owner not only knew about the hazardous condition, but also failed to fix, repair, or warn guests about the condition, then you have grounds to file a lawsuit. In a personal injury lawsuit you can seek compensation for your pain and suffering, mental anguish, medical bills, lost wages, property damage (if applicable), decreased enjoyment of life, and more.

An insurance claim: If you suffered an injury in an auto accident, you may be able to receive compensation from your insurance company for your property damage and medical bills.

These are just a few of the alternatives to Social Security disability benefits available to you. If you are interested in learning more, please do not hesitate to contact Lanier Law Group, P.A. today, and an experienced North Carolina Social Security Disability attorney can provide you with the guidance, counsel, and representation you need!

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