Social Security Disability Insurance Benefits v. Supplemental Security Income

Posted on Dec 25, 2009 5:30am PST

Both Social Security Disability Insurance Benefits and Supplemental Security Income are available to people suffering from an injury, illness, or disability and are consequently no longer able to work. However, there are some differences between the two.

Social Security Disability Insurance Benefits are available to people who have suffered a "total disability" and are no longer able to work. Because SSDI benefits are funded by Social Security taxes, you must prove you have been working for a long enough period of time (usually five of the last 10 years) in order to qualify. This eligibility requirement was established to ensure those seeking SSDI benefits have paid enough Social Security taxes into the system. SSDI benefits are paid monthly until your condition has improved and/or you are able to return to work. If your condition worsens or stays the same, you can expect your benefits to continue until there is a change in circumstances.

Supplemental Security Income provides federal assistance to the aged, blind, or disabled with little to no income. However, unlike Social Security Disability Insurance benefits, SSI is funded by general tax revenues. This means you do not need to have worked any length of time in order to qualify. To qualify for SSI, you simply need to prove that you are at least 65 years old, you are blind or you are disabled. You will also need to establish that your combined household income is less than $3,000 a month.

This is a very basic explanation about SSDI benefits and Supplemental Security Income. If you or a loved one needs help filing for either of these programs, a North Carolina Social Security Disability attorney at Lanier Law Group, P.A. can provide you with the advice and experienced legal counsel you need to file a claim.

To get the claims process started, contact Lanier Law Group, P.A. today!

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