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Should You Settle a Workers’ Compensation Claim?

If you are currently in the process of filing a workers’ compensation claim in North Carolina, you might be wondering whether it would be worth it to settle the claim. This decision depends on a number of factors. The following are a few things you should consider before making your decision:

  • An end to weekly benefits. If you decide to settle your workers’ compensation claim, you will never again be eligible to receive weekly benefits for that injury. Settling your claim closes that part of your case.
  • Possible continued medical payments. In some cases, insurers are allowed to terminate a recipient’s medical benefits after a workers’ comp claim is officially settled. Talk with your attorney and the North Carolina workers’ compensation agency to figure out whether you would be able to keep your medical payments after a settlement. Even if you are supposed to receive continuing medical payments, however, the insurer will likely be more reluctant to keep paying.
  • Agency approval. It’s not enough that you and your insurer agree on a settlement — the state workers’ comp agency must then approve it. This is simply to ensure you voluntarily consent to the settlement and that you understand all of its terms.
  • Potential for future benefits. One of the biggest factors in determining whether to settle is to compare your potential settlement amount with the potential money you would earn in the future. These calculations can be difficult, but an experienced attorney can help you crunch the numbers and determine the best course of action for you.

If you could use additional guidance and support when dealing with a workplace injury, speak with a skilled workers’ compensation lawyer at the Lanier Law Group, serving clients throughout North Carolina. 

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