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Using Your Auto Insurance to the Fullest Extent

Posted on Dec 22, 2009 4:19pm PST

Injured in an automobile accident? Wondering how you will pay for your medical bills and property damage?

If you have been injured or involved in an auto accident, your automobile insurance is an effective tool for recovering the cost of your medical expenses and damage to your vehicle. At Lanier Law Group, P.A., an experienced North Carolina auto accident lawyer can sit down with you to review your insurance policy to determine not only the type of coverage you have, but also how you can use your insurance to the fullest extent.

Depending on your insurance policy, you may have this optional coverage that you should take advantage of:

  • Medical Payment Coverage: This type of coverage will pay you for your medical bills up to the pre-selected coverage amount. This type of coverage can be used even if you use your health insurance.
  • Uninsured/Underinsured Motorists Coverage:  The coverage will compensate you for your injuries if the other driver does not have sufficient insurance coverage to cover the cost of all of your injuries.
  • Collision Coverage: If the responsible driver's insurance company is slow to accept liability for the accident and pay for the damage to your vehicle, then you can apply your collision coverage.  You will have to pay the deductible, but once the other party finally accepts liability, you will be reimbursed.

Contact an Experienced North Carolina Auto Accident Lawyer

After an accident, it's important to contact an auto accident attorney who can help you understand your rights and options under your insurance policy. Trust us when we say the insurance company is not your friend. They will try to avoid paying you for your accident at all costs. At Lanier Law Group, P.A., we have represented countless auto accident victims throughout North Carolina, and can help you take full advantage of the various options under your insurance policy.

To learn more, please fill out this free case evaluation or simply click here to contact an experienced North Carolina auto accident lawyer at our office today!

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