There are two types of claims that a person may file to receive Social Security benefits: Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI).
Both types of claims have certain requirements that must be met. Occasionally, even if a person is disabled, they may not qualify for benefits based on these additional restrictions.
To qualify for SSDI you must meet the following criteria:
- You have a physical or mental condition that prevents you from being able to work
- Your condition lasted/is expected to last for at least one year or result in death
- You are under the age of 65 (with exceptions)
- You worked at least 5 of the last 10 years as of the date you became disabled
A disability must also cause a person to have functional limitations that prevent them from working. Functional limitations include limits in a person’s ability to walk, stand, lift, carry, bend, push, pull, kneel, crouch, or crawl.
Functional limitations may also include limits in a person’s cognitive abilities, such as their ability to concentrate, understand and retain information, maintain persistence and pace, interact with others, or adapt and manage one’s health and well-being.
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Under the Social Security Disability (SSD) program, certain individuals who have disabling injuries or illnesses are eligible to receive benefits.
The Social Security Administration (SSA) is very strict, however, when reviewing applications.
To qualify, your disability will need to meet their list of accepted medical conditions, which may include:
- Digestive tract conditions
- Kidney disease
- Mental disorders, including schizophrenia and autism
- Cardiovascular conditions, including heart disease and coronary artery disease
- Immune system disorders
- Neurological disorders, including Parkinson’s disease and cerebral palsy
- Respiratory disease
- Sensory and speech conditions
If your condition or disability is not listed, you may still be eligible for SSDI benefits if you have a comparable condition.
This is not a comprehensive list of disabilities covered by the SSA. For more information on SSDI and SSI, talk to one of our experienced attorneys at your earliest convenience.