Our office assists workers injured on the job in North Carolina. Most people do not believe disability could happen to them, until a fall from a ladder or a workplace-associated illness leads to permanent disability.
Social Security Disability (SSD) pays benefits to an injured people who meet disability requirements and have sufficient time in the workforce. You pay into SSD through payroll taxes while you work. If you have not paid into SSD for enough time, you may not be eligible for the program’s benefits if you become disabled.
You may, however, meet the criteria for receiving Social Security Supplemental Security Income (SSI), which is based on your financial need rather than work history. Payments from SSI are intended to meet essential needs such as shelter and food. Since SSI is paid for through general taxes, work credits are not required to qualify for the program.
For SSI eligibility, you must be at least one of the following:
- Age 65 or older
- Blind, as defined by the Social Security Administration (SSA)Disabled, as defined by SSA
- Disabled, as defined by SSA
Those eligible for SSI have limited resources and income and must meet certain citizenship requirements.
In both the SSI and SSD programs, the SSA defines disability as:
- A physical or mental condition that makes it impossible to engage in any gainful employment
- Illness or injury expected to result in death
- A condition expected to last more than a year
The first step to qualify for either SSD or SSI is a complete application. If you are seeking disability benefits under Social Security programs in North Carolina, our firm can guide you through the process.