At Lanier Law Group, P.A., we are committed to helping clients who have been injured or involved in a car accident, motorcycle accident, truck accident or any type of auto accident recover compensation for their property damage, loss of wages, medical expenses, and pain and suffering. If you or someone you love was recently involved in a car or auto accident, please feel free to contact an experienced North Carolina personal injury attorney for more information about your rights in regard to compensation. We offer a free consultation during which we would be more than happy to review the facts of your case, answer any questions you may have, and give you an idea of how much your claim may be worth.
The At-Fault Party's Insurance Company
If your vehicle was damaged during the accident, the at-fault party's insurance company is responsible for paying for the repairs and providing you with a rental car until your vehicle has been fixed. If your car was damaged beyond repair (the cost of repair exceeds 75% percent of the fair market value of the car), the at-fault driver's insurance company is required to pay you for what your car was worth.
Once you have completed all medical treatment for any injuries you sustained during the accident, the insurance company usually will settle your case for one lump sum. You may be entitled to seek compensation for your medical expenses, lost income, pain and suffering, mental anguish, disfigurement, scars, and any permanent injuries.
Your Auto Insurance Company
If you have automobile insurance, you should use it to the full extent that you have coverage.
Medical Payment Coverage:
If you have this coverage through your auto insurance, your insurance company should pay you the amount of your medical bills until you have reached the pre-selected coverage amount.
Uninsured/Underinsured Motorist Coverage:
If the at-fault driver does not have insurance, your insurance company will compensate you for your injuries as long as you have uninsured/underinsured motorist coverage as part of your policy.
If the at-fault party's insurance company takes a long time to accept liability, repair your car, or pay you for the total loss of your car, then you can use your collision coverage. Although you will have to pay the deductible, you eventually can recover it as soon as the at-fault party's insurance company accepts or is forced to accept liability.
In addition to compensatory damages, you may also be able to recover punitive damages if you can prove the at-fault driver was negligent or reckless. Punitive damages are commonly sought in cases in which the at-fault driving was driving recklessly or while impaired by alcohol or drugs.
If you are interested in learning more about your rights and options in regard to recovering compensation, contact a North Carolina car accident attorney today!
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