Social Security Disability FAQs
Answers from Our Experienced North Carolina SSD Lawyers
The process of filing an initial Social Security disability (SSD) claim or appealing a denied claim can be incredibly complex. When you are working on getting proper treatment for your condition and figuring out how you’re going to pay your bills and care for your family, the process of recovering benefits can feel daunting. At Lanier Law Group, we understand that you likely have many questions about SSD benefits in North Carolina. To that end, we’ve provided answers to commonly asked questions about Social Security Disability Insurance (SSDI), Supplemental Security Income (SSI), and related issues.
Browse our Social Security disability FAQs to find answers to your questions or contact our North Carolina SSD attorneys for personalized assistance and counsel regarding your situation. We are prepared to offer you the compassionate, dedicated, and zealous representation you need.
What is Social Security Disability Insurance?
Social Security Disability Insurance (SSDI) is a federal program designed to provide income to people who can no longer work due to a disability. The program applies to children, as well as widows and widowers.
Who qualifies for Social Security Disability Insurance?
To qualify for SSDI you must meet the following criteria:
- You have a physical or mental condition that prevents you from being able to work
- Your condition lasted/is expected to last for at least one year or result in death
- You are under the age of 65 (with exceptions)
- You have worked at least 5 of the last 10 years as of the date you became disabled (unless you can prove you suffered a disability at or before the age of 22)
When will I start receiving benefits?
Under federal law, you cannot receive payments until you have been disabled for at least five months. Payments typically start during the sixth month of your disability.
How long do disability benefits last?
Payments usually continue as long as your disability is not getting better and you are still unable to work. However, this does not mean your benefits will last forever. Your case will be reviewed at regular intervals to check the prognosis of your disability and make sure you are still disabled. If your condition improves or if your ability to work changes you could lose your benefits or your benefits could be changed accordingly.
What is Supplemental Security Income?
Supplemental Security Income (SSI) is funded by general tax revenues, as opposed to Social Security taxes, and is paid monthly to help the aged, blind, and disabled who have little to no income. SSI is a monthly stipend used to help these people pay for basic needs, such as food, clothing, and shelter.
What constitutes a disability?
According to the Social Security Administration, a disability refers to any physical or mental condition that prevents you from being able to work. This can include cancer, multiple sclerosis, Parkinson's disease, rheumatoid arthritis, HIV/AIDS, etc. Your disability has to be severe enough that it prevents you from being able to work at any type of job, not just your current job.